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Medicare Advantage Plans
Medicare Advantage (Part C) plans PPO & HMO
Florida Blue delivers more health solutions for every stage of life. You deserve a Medicare Advantage plan that meets your health needs, and we’re with you every step of the way. Our Medicare options of Medicare Advantage health solutions care for you and your budget.
- Plans with $0 monthly premiums
- All the benefits of Original Medicare (Parts A and B)
- Most plans include Part D prescription drug coverage
- Extra dental, hearing, and vision benefits at no additional cost
- Earn up to $220 in gift cards to your favorite restaurants, retailers, or local gas stations when you complete healthy activities
- Low or no copay to see a primary care doctor
- SilverSneakers® Fitness program
- Comprehensive network of providers
- 60 hours of help around the house for things like light housekeeping, grocery shopping, and meal preparation
- Personalized service and expert guidance
Medicare Advantage Plan Types
Florida Blue Medicare HMO plans
HMO D-SNP: Medicare & Medicaid benefits
Florida Blue Medicare HMO plans
Looking for Medicare options, a Medicare plan that saves you money? We’re with you. If you prefer having one doctor to coordinate your care with specialists and other health care providers, one of our Blue Cross Medicare Advantage HMO plans could be a great choice for you.
• You choose a trusted primary care physician to coordinate your medical needs blue cross advantage plan .
• With most plans, you need to use in-network doctors, specialists, or hospitals, with a few exceptions, like medical emergencies.
• You can benefit from our rewards programs
Florida Blue Medicare PPO plans
HMO D-SNP: Medicare & Medicaid benefits
Florida Blue Medicare HMO plans
Do you want the freedom to choose any doctor who accepts Medicare and a network of lower cost providers when you travel?
Our PPO blue cross advantage plan give you the freedom to choose any doctor who accepts Medicare.
If you do not like to wait for a primary care doctor referral to go to a specialist, one of our Medicare Advantage PPO plans may be a better fit for your needs.
• They also give you the opportunity to save with lower out-of-pocket costs when you use in-network providers.
• With these plans, you have the option to use health care providers out-of-network.
• You don’t need a referral for specialist visits.
• Earn up to $220 in gift cards to your favorite restaurants, retailers, or local gas stations when you complete healthy activities
HMO D-SNP: Medicare & Medicaid benefits
HMO D-SNP: Medicare & Medicaid benefits
HMO D-SNP: Medicare & Medicaid benefits
Our HMO D-SNP plan provides Dual Eligible Special Needs coverage to people who have both Medicare and Medicaid.
These plans have extra benefits for members that qualify.
• Support services to help you schedule appointments, provide transportation, or explain your benefits and Medicare options.
• Monthly over-the-counter allowance for everyday health care items
• Blue Dollars Food Card putting money in your pocket each month for healthy food*
• Post-discharge meals delivered to your home based on your nutritional needs
• 60 hours of help around the house including light housekeeping, grocery shopping, and meal prep
• New for 2025! $0 prescription copays on all Part D prescription costs. $2 for both generics and brand name for members with Low Income Subsidy (LIS) / Extra Help
*To receive the monthly food card allowance benefit and $0 prescription copays, LIS or Extra Help qualification is required
Contact Blue Plan Advisors to speak with a specialist.
Find your Medicare options with FL Blue.
PPO and HMO Plans Explained Video
Florida Blue Medicare Advantage PPO
Plans Explained
Florida Blue Medicare Advantage HMO
Plans Explained
What does a Medicare Advantage plan cost?
Like Original Medicare, Medicare Advantage (Part C) plans share the cost of care through deductibles, co-payments (copays), and co-insurance. These costs vary by plan.
Our HMO plans offer $0 premiums, low out-of-pocket costs, and low prescription drug costs. While our $0 premium PPO plans cost a bit more for the opportunity to go out-of-network and see specialists without a referral, they still offer low out-of-pocket costs for in-network visits. Medicare Advantage plans also have an out-of-pocket-maximum. Once you reach the maximum, your Medicare Advantage plan pays 100% toward Medicare covered services and you don’t pay anything.
- Deductible – The amount you pay before Florida Blue Medicare begins to pay its share of the cost. Some Medicare Advantage plans have a separate drug deductible before they start to pay for your prescriptions.
- Copay – A flat dollar amount (for example, $10) you pay each time you receive care or fill a prescription
- Coinsurance – A percentage (for example, 10%) you pay for your care or drugs after you meet your deductible
- Premium – A fixed, monthly amount you pay for your Medicare Advantage plan coverage. Many Florida Blue Part C plans have a $0 premium.
- Out-of-pocket maximum – The most you pay for covered health care services during your plan’s calendar year. All of your Medicare-covered expenses go toward this maximum.
Have questions about Medicare Advantage (Part C) plans?
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Call 1-800-899-3378 to speak with a specialist.
Find your Medicare options with FL Blue.
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Health coverage is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., DBA Florida Combined Life. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.
GENERAL DISCLAMER
We do not offer every plan available in your area. Currently we represent Florida Blue and it subsidiary's organizations that offer many plans in your service area. Please contact medicare.gov or 1-800-MEDICARE or your local State Health Insurance Program to get information on your options.
Florida Blue is a PPO, RPPO and Rx (PDP) Plan with a Medicare contract. Florida Blue Medicare is an HMO Plan with a Medicare contract. Enrollment in Florida Blue or Florida Blue Medicare depends on contract renewal. Florida Blue and Florida Blue Medicare are Independent Licensees of the Blue Cross and Blue Shield Association. Florida Blue is a trade name of Blue Cross and Blue Shield of Florida Inc.
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